Best Hot Wallet to store, with lowest exchange fees?

I’m trying to research the best Hot Wallets to use who also have exchange fees that aren’t absurd. I have a few wallets that have Moonpay and the rates are insane.

I know Cold Wallet storage is the best and safest, but am looking for good hot wallets too. There are so many out there and I’d really appreciate some good advice from actual people who have their own money invested in crypto, rather than reading articles written by 1 person.

Im trying to get a well rounded answer. I have Exodus and Trust Wallet and have heard great things about both of those

So what do you all use for a Hot Wallet?