Sell XRP for Precious Metals?

I’ve been debating if I should sell off half of my XRP holding and start buying platinum, silver and gold instead. I know deep down I’ve been seeing XRP as a “get rich quick” opportunity but I’ve also done some research on it but now with the potential of stable coins and recently in one of Mark Meldrum’s videos he said that he is able to do cross-border transfers in minutes with minimal fees… I was wondering what peoples thoughts on this were.

Basically my main two questions are:
– Does it make sense to sell XRP for precious metals now, or should I keep holding XRP and gradually build a metals position?
– If banks already offer fast, and cheap transfers, what role (if any) can XRP play going forward?