Should crypto have a ‘savings account’ option?

While the market was dangling and there was a strong fall in the general crypto market, I remembered the traditional bank savings where you could save your money and still get some interests on it. Imagine saving Bitcoin and earning interests on it when it has gone down and when it goes back up, you are in double profits margin, because it will be too risky to not have a way save your assets and your profits from the falling market and waiting for when the market is favourable.

I believe if a carnival like this(https://www.bitget.com/support/articles/12560603808932) can be adopted on crypto avenues, it could go a long way to help traders safeguard their assets from the volatile nature of the crypto market, becauseI know if things like this were in place, I would not have lost my assets three years back after I made some profits from the massive bull market saw.