Withdrawing GBP from crypto gains UK

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Withdrawing GBP from crypto gains UK

Hey guys,

I will be withdrawing around £20k of GBP to my bank account in the UK soon as I have x4 my investment in crypto luckily.

How does the whole tax angle work? Will it be automatically applied, how do the government know how much profit I have made on my investment (capital gains).

Any legal ways of avoiding a big 40% tax slap, maybe withdrawing a smaller amount ?

Myat Kelly Answered question September 27, 2024
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If its a capital gain from trading it’s 10% or 20% depending your tax bracket, the higher rates(20-45%) only comes into play if the profit is from an earning as it then becomes an income rather than a capital gain. Well worth getting an accountant to do a self assessment tax return for you to ensure you are paying the correct amounts of tax. It could save you money and hassle from the tax man.

Myat Kelly Answered question September 27, 2024
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I’m not at a point of withdrawing but I’ve done some research.

Depending on your tax bracket you’ll be liable to pay CGT on any profits over £3000. If you’ve made any losses in either this tax year or the previous one, my understanding is you can use this to offset your profit.

Unfortunately I also think the profit is recorded when converting to stablecoin. So you can’t hold stables until next tax year to circumvent this

Andrew Peters Answered question September 27, 2024
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