Wouuld Cardano risk being considered by SEC as centralized entity controls the hard fork combinator?

This may be a bad question, but if I understand correctly Cardano developers control hardfork combinator, which is super efficient for , but intend to move control to the community in the future, however in the short term it seems like that is a risk they run. I am a technological layman however and may completely misunderstand how that all works.