I will choose Matic. Matic is one of the OGs in the layer-2 networks. So for me, Matic has already built their reputation in the market especially in the Decentralized Finance (DeFi) world plus in Ethereum. For me, Polkadot is also good but the innovation or people using this are still few, in short, still early for them.

I haven’t used DOT so I can’t say anthing with it. But with looking for alternative transfers, I’ve used matic many times and it didn’t disappoint me. With this time when Bitcoin transfers are costly, matic is part of my list for alternative transfers that I’ll choose if ever I need to.